Restructuring
Through specialized consulting and a personalized approach, we contribute to strengthening the financial health of businesses and maintaining economic stability.
We assist companies in identifying and implementing effective recovery strategies, thus preventing insolvency.
Together we determine the best solution for restructuring your business:
- • Restructuring agreement
• Preventive concordat
• Restructuring of budgetary obligations
• Payment scheduling of budgetary obligations (classic or simplified)
Our consultancy combines financial, legal and strategic expertise
Insolvency prevention is one of Maestro's main directions, designed to help companies recover their financial situation before they reach the critical point of insolvency. This service offers personalized solutions, tailored to each business, to identify, manage and eliminate financial risks before they become insurmountable.
Long-term partnership
We help companies build a long-term strategy to prevent financial difficulties. With over 25 years of experience in the field, we are a trusted partner for companies that want to overcome financial difficulties and secure a stable future.
What advantages does the restructuring agreement bring me?
Avoiding insolvency
The restructuring agreement procedure can help you recover your business in financial difficulty, avoiding insolvency, which involves a relatively complex and lengthy procedure, by comparison.
Flexibility
The restructuring agreement offers flexibility. You can negotiate with your creditors a payment method that takes into account your financial situation.
Continuing the activity and maintaining its leadership
If you are a company, you can continue to operate during the restructuring process. This is essential to retain customers and generate revenue.
Asset protection
During a restructuring agreement, your assets are usually protected and cannot be taken by creditors to cover debts.
Maintaining reputation
The restructuring agreement is a discreet procedure and can be seen as a sign of financial responsibility.
Benefits of restructuring/deferring the payment of tax obligations
Companies that access the tax liability restructuring mechanism obtain a series of benefits, in addition to the cancellation of tax liabilities, payment installments and the cancellation of accessory liabilities:
The enforcement procedure against the debtor for the fulfillment of the obligations subject to restructuring is suspended or cannot be initiated;
The taxpayer retains the right to participate in public and sectoral procurement procedures;
Authorizations, agreements or similar administrative acts may not be revoked or suspended for non-payment during the entire period of implementation of the restructuring plan;
The debtor can capitalize on the assets seized by the tax authorities in order to fulfill the restructuring plan - this step also requires a decision from the tax authority issued at the request of the debtor and the opinion of experts who monitor the correct and efficient implementation of the restructuring plan.
What are the benefits of the preventive concordat for me as a debtor?
Avoiding insolvency
By negotiating and approving a preventive composition, you can avoid ending up in insolvency, which is a more drastic and complicated process.
Continuation of activity
If you are a company, you can continue to operate during the preventive composition procedure, which is crucial for maintaining customers and generating revenue.
Control over activity
In a preventive arrangement, you have greater control over the process, unlike insolvency, when a special or judicial administrator can take control of the business, in situations provided by law.
Debt rescheduling or even canceling some debts
You can negotiate with your creditors a new debt payment structure that fits your financial situation, which can help you get back on track financially.
Protection for assets
During a preventive composition, your assets are protected and cannot be taken by creditors to cover debts; they cannot request the opening of insolvency.
Maintaining reputation
A composition with creditors may have a less negative impact on your or your company's reputation than insolvency. It can be seen as a sign of financial responsibility and an attempt to deal with the situation in a constructive way.
Stages and benefits
Detailed financial analysis
- We assess in depth the company's financial situation, including cash flows, debt structure, and profitability.
We identify the root causes of financial difficulties, whether it is declining revenues, increasing expenses, or imbalances in capital structuring.
Development of recovery tools
- Optimization of operational costs.
- Evaluation of the structure of assets, liabilities and restructuring of financial commitments.
- Quantifying cash flows through effective debt collection strategies.
- We set clear deadlines and measurable objectives for the implementation of measures.
Risk identification
- We determine the factors that put pressure on the company's financial stability, such as excessive debt, commercial litigation, or the loss of key customers.
We analyze the impact of internal (management, operational efficiency) and external (market conditions, competition) factors on the business.
Negotiation assistance
- We facilitate dialogue with creditors, institutions and other parties involved to renegotiate payment terms and reduce financial pressure.
- We support the company in obtaining favorable conditions that allow for recovery and continuation of activities.
